YIFU ZHAO / FRAUD POLICY

Authentication & recovery

Authentication changes fraud arrivals. Evidence and staffing determine how much money returns. Explore the path from prevention to recovery over 12 weeks.

12-week comparison · simulated USD values · one paired seed
VALUE VS FIXED 50%
ENDING OPEN CASES
TOTAL RECOVERED
Selected rule — solid   Fixed 50% — dashed   Backlog shading: 800–1,200 cases

Recovery backlog

Authentication intensity

Cumulative value vs fixed 50% (USD)

All results come from the repository's Python case-level queue engine with seed 20260831. Sliders select exact precomputed grid points; they use no interpolation. These are generated mechanism scenarios, separate from the supplied case evidence. Economic value includes legitimate margin, company liability, realized recovery, authentication and operating costs. Outstanding cases retain full liability at day 84; initial liabilities are sunk. Multi-seed uncertainty is reported in the results note. Read the case and code.